When checking a bank account online, scanning IDs in the cloud, doing shopping on a marketplace or using social media extensively by communicating about their private lives, your customers are constantly exposed to risks associated with their digital lives.
According to a study conducted by McAfee, there was a 600% increase in cyberattacks worldwide in the first half of 2020. Furthermore, it is estimated that 70% of Europeans have been victims of a phishing attempt in the same year. Then it is no longer a question whether you will suffer an act of cyberattack but when you will suffer it.
Cyberattacks can take several forms, summarized in 2 categories:
Protective measures exist to stand against cyberattacks (e.g. antivirus, password manager, etc.) but these are often limited to professional use and offer only partial coverage.
Moonshot Insurance offers you a range of products dedicated to digital risks, built in a logic of end-to-end customer support, based on 3 pillars:
Moonshot Insurance uses technology to detect risk before it occurs so that the customer can be warned and protected more effectively.
For example, our cyberbullying insurance coverage, which is specifically designed for families, includes continuous screening of teenagers' social media accounts to identify hateful content that may be directed at them. This solution automatically removes it from the platform and alerts parents in real time. This keeps the teenager safe and prevents the situation from escalating into harassment. It also helps to create positive engagement on the networks and to fight against this alarming social phenomenon.
The multifaceted nature of cyberattacks can put your client in stressful situations that are difficult to understand: What is my situation exactly? What recourse is available? How long will the procedure take? Moreover, the legal framework may be complex (e.g. media law in the case of e-reputation management) or immature in the case of online harassment. In order to guide your clients and accompany them in the appropriate steps, Moonshot Insurance provides a legal assistance service with unlimited access to experts who will inform you about your rights and obligations in this context.
Our coverage responds to the needs of our clients and provides them with concrete solutions depending on the nature of the incident. In the event of a dispute relating to identity theft there is a coverage of legal fees and proceedings if the case is brought before a court, as well as financial losses resulting from the misuse of their identity. In case of online reputation damage (compromising pictures on social networks or defamatory messages) we enable your clients to delete or bury the content that is damaging to them. In the event of cyber-bullying, we support your clients and their children by covering the costs of a consultation with the practitioner of their choice (psychologist, sophrologist, acupuncturist, etc.)
Banks & Neobanks :
Telecom operators:
E-merchands & marketplaces:
Use the power of contextualisation and offer tailor-made cover based on customer knowledge, product or service purchase situations, and key life moments.
We can help you to think together about the distribution channels and methods best suited to your business:
With our flexible and easy-to-implement white label solutions, we enable you to integrate quickly. All our products are available through our REST API platform to seamlessly integrate within your customer journey.
